Digital Execution and Notarization

Streamline default servicing document execution, securely and efficiently

Leverage a comprehensive digital execution platform that seamlessly integrates eSign, remote online notarization (RON), in-person electronic notarization (IPEN), and notary signing services. Offer homeowners a convenient, transparent, and fully compliant solution for modern document execution, while minimizing delays and reducing errors.

Accelerate turnaround times and increase pull-through rates with a completely digital process

Advanced digital tools enable the secure and efficient execution of critical default servicing documents, both remotely and in person. Reduce errors, enhance collaboration, and improve operational performance by ensuring compliance and minimizing manual effort.

Centralized Document Execution

The platform integrates eSign, RON, and IPEN services in one place, allowing seamless management of all document execution scenarios without the need for multiple systems.

Automated Communications

Receive real-time notifications for every transaction step. Keep mortgage servicers, homeowners, and notaries informed while reducing the risk of missed signatures and delays.

Servicer-Specific Workflows with Counter-signing

Documents signed and notarized by homeowners can be queued for quality control and asynchronous electronic counter-signing, ensuring complete accuracy without disrupting document integrity.

Enhanced Compliance

Digital identity verification, electronic audit trails, eNotary journals, and certified tamper-evident documents ensure compliance with federal, state, and industry regulations.

Quick, secure signing with eSign, RON, and IPEN

Fast and secure electronic signing

• Real-time document execution
  Sign and return documents instantly, reducing the typical delays associated with mailing or shipping.
• Error detection
  Prevent incomplete signings with automated prompts that address missing signatures and other critical fields.
• Multi-device compatibility
  Complete the signing process from any computer or mobile device, giving homeowners and servicers additional flexibility.
• Tamper-evident storage
  Every signed document is secured with tamper-evident seals, ensuring document integrity.

Convenient and secure notarization from anywhere

• Ultimate convenience
  Quickly and securely notarize documents online using two-way audio-visual communication to eliminate geographical delays.
• Advanced identity verification
  Compliant with NIST IL2 standards, advanced verification features ensure security and signer authenticity.
• Full audit trail
  Video recordings and digital audit trails capture every detail of the notarization process for compliance and verification.
• Unlimited participants
  Allow multiple parties, including mortgage servicers, homeowners, and attorneys, to join notarization sessions remotely.

Maintain a fully digital workflow when unable to meet remotely

• Mobile notary
  Perform eNotarization while both the notary and the signer are present, maintaining speed and security.
• Efficient countersigning
  Use a tablet or similar device to efficiently complete multiple notarizations in the office, speeding up a bulk countersigning process.
• Tamper-proof seals
  Documents notarized in person are secured with digital certificates and tamper-evident seals for enhanced security.
• Consistent process
  Maintain a unified workflow across in-person and remote notarization, ensuring compliance and operational simplicity.

On-demand eNotary signing support

• Flexible signing options
  When in-house resources are unavailable, access a network of certified notaries to ensure consistent service delivery.
• End-to-end service
  From document tagging to meeting facilitation, Stavvy’s notary network provides full support throughout the signing process.
• Real-time notary scheduling
  Book and assign notaries for RON or IPEN sessions directly through the platform, simplifying coordination and oversight.
• Immediate access to documents
  Once notarization is complete, signed documents are instantly accessible, allowing mortgage servicers to review and finalize with no delays.

Discover the full potential of Stavvy’s digital default servicing solution

The Stavvy platform provides an exceptional user experience for homeowners and mortgage servicing staff. Its features are designed to work seamlessly together for maximum efficiency, but can also operate independently to meet specific needs.

Homeowner Engagement Portal

Allow homeowners to apply for mortgage assistance anytime, day or night, through a mobile-friendly online portal. Keep users informed and engaged throughout the process until their applications are resolved.

Servicer Default Management Portal

Manage default risk with a digital-first approach that automates key workflows and minimizes manual intervention. Centralizing tasks allows mortgage servicers to streamline processes, maintain compliance, and make faster, more accurate decisions.

Waterfall Rules Engine

Process and determine loss mitigation eligibility in real time by evaluating homeowner data against customizable waterfall rules. Supporting all government, GSE, and private investor guidelines, it ensures compliance and efficiency through dynamic decision making and audit-backed accuracy.

Transform document execution with digital precision